Legal

Privacy Policy

This Privacy Policy explains how Ruvenmerit ("we", "us", "our") collects, uses, discloses, and protects information when you use our website and services. This is a general policy template and should be reviewed and adapted to reflect your actual data practices and applicable law before publication.

Last updated: [Insert Date]

1. Introduction

Ruvenmerit provides AI-driven data analysis and risk optimisation tools for individual investors. We are committed to protecting the privacy of visitors and users of our website and services. Please read this Privacy Policy carefully to understand our views and practices regarding your personal information.

2. Information We Collect

We may collect the following categories of information when you interact with our website or services:

  • Contact details: such as your name, email address, and phone number when you submit a form or contact us.
  • Account information: such as login credentials and preferences, if you create an account.
  • Usage data: such as pages visited, time spent on the site, referring URLs, and interactions with features, collected via cookies or similar technologies.
  • Device and technical data: such as IP address, browser type, operating system, and device identifiers.
  • Financial or investment-related inputs: if you provide data for analysis purposes, such as portfolio figures or risk preferences.

3. How We Use Your Information

We use collected information for purposes including:

  • Providing, operating, and maintaining our website and services;
  • Responding to inquiries and providing customer support;
  • Improving and personalising our services and user experience;
  • Sending administrative communications, such as updates or policy changes;
  • Monitoring usage patterns for security and analytical purposes;
  • Complying with legal obligations where applicable.

4. Legal Basis for Processing

Where applicable law requires a legal basis for processing personal information, we rely on one or more of the following: your consent, the necessity of processing to provide requested services, compliance with a legal obligation, or our legitimate interests in operating and improving our services.

5. Cookies and Tracking Technologies

We may use cookies, web beacons, and similar tracking technologies to collect usage information and enhance functionality. You can manage cookie preferences through your browser settings. Disabling cookies may limit certain features of our website.

6. Sharing and Disclosure of Information

We do not sell personal information. We may share information with:

  • Service providers who assist in operating our website, analytics, or communications, subject to confidentiality obligations;
  • Professional advisors, such as legal or financial consultants, where necessary;
  • Regulatory or governmental authorities, where required by law;
  • A successor entity in the event of a merger, acquisition, or sale of assets.

7. Data Retention

We retain personal information only for as long as necessary to fulfil the purposes outlined in this Policy, unless a longer retention period is required or permitted by law.

8. Data Security

We implement reasonable technical and organisational measures designed to protect personal information from unauthorised access, alteration, disclosure, or destruction. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

9. International Data Transfers

If information is transferred outside your country of residence, we aim to ensure appropriate safeguards are in place consistent with applicable law. By using our services, you acknowledge such transfers may occur.

10. Your Rights and Choices

Depending on your jurisdiction, you may have rights regarding your personal information, including the right to:

  • Access the personal information we hold about you;
  • Request correction of inaccurate or incomplete information;
  • Request deletion of your personal information, subject to legal exceptions;
  • Object to or restrict certain processing activities;
  • Withdraw consent where processing is based on consent.

To exercise these rights, please contact us using the details provided on our Contact page.

11. Children's Privacy

Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us so we can take appropriate action.

12. Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the privacy practices or content of such third parties. We encourage you to review their privacy policies before providing any information.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. Any updates will be posted on this page with a revised "Last updated" date. Continued use of our services after changes constitutes acceptance of the revised Policy.

14. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please reach out via our Contact page.